Tri-Care for Life is a great thing I'm glad my parents have. It covers all co-pays not covered by insurance. All that is required is that for every single bill, every single time, until the heat death of the universe, I have to call the doctor's office and remind them to submit it. On occasion, I must argue or beg (depending on mood) with the billing person to actually submit it. I empathize with their job and try to be nice. It is not always easy.
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